+91 8587086330 info@shikshakkalyaan.in Ghaziabad head office शिक्षक कल्याण
Shikshak KalyaanFoundation for teachers' welfare
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For members and their families

Family Medical Card

Members and their families get treatment at CGHS rates at hospitals empanelled with Shikshak Kalyaan Foundation. The card costs nothing extra: it comes with the annual membership of ₹1,500 and covers your spouse and up to 4 dependents.

Become a member Find a hospital

How the card works

One membership covers your whole family. There is no claim form and no waiting period.

  1. 1

    Become a member

    Fill the membership form and add your spouse and dependents with their Aadhaar numbers. The annual fee is ₹1,500.

  2. 2

    Get your card

    After the fee is received and your form is approved, your Family Medical Card opens on your card page. Print it or keep it on your phone.

  3. 3

    Visit an empanelled hospital

    Show the card and the patient's Aadhaar card at the help desk. The hospital checks your card by scanning the QR code.

  4. 4

    Pay at CGHS rates

    The hospital bills you at Central Government Health Scheme rates, which are much lower than normal private rates.

What are CGHS rates?

CGHS means Central Government Health Scheme. Under this scheme the Government of India fixes the charges for consultations, lab tests, scans, procedures and hospital stays. Central government employees are treated at these rates.

Through the foundation, hospitals have agreed to treat teachers who are our members, and their families, at the same CGHS rates. More hospitals are joining.

Who is covered

  • You, the member
  • Your husband or wife
  • Up to 4 dependents, such as children and parents

The Family Medical Card is not health insurance. You pay the hospital for your treatment, at CGHS rates. Services and rates are set by each hospital under its agreement with the foundation.

Empanelled hospitals

Our first hospitals are being empanelled. The list appears here soon.

Empanel your hospital
The list of empanelled hospitals will be published here soon. Become a member now so your card is ready.

Hospitals: partner with us

Teachers are one of the largest professional groups in India. Empanel your hospital with Shikshak Kalyaan Foundation to treat members and their families at CGHS rates, and be listed on this page.

Send an empanelment request

Check a patient's card

Scan the QR code on the card, or enter the membership number to see who is covered and until when.

Questions about the medical card

What is the Family Medical Card?
It is a card for members of Shikshak Kalyaan Foundation. It lets the member, their spouse and their dependents get treatment at CGHS rates at hospitals empanelled with the foundation.
What are CGHS rates?
CGHS means Central Government Health Scheme. The central government fixes rates for consultations, tests, procedures and hospital stays under this scheme. These rates are much lower than normal private hospital charges.
Who is covered by the card?
The member, their husband or wife, and up to 4 dependents such as children and parents. All of them are printed on the card.
Is this health insurance?
No. You pay the hospital directly for your treatment, but at CGHS rates. Keep your own health insurance if you have one.
How do I use the card at a hospital?
Show your Family Medical Card and the Aadhaar card of the patient at the hospital help desk before treatment. The hospital checks your card online by scanning the QR code.